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HRA vs Income Tax India: optimize your taxation

The HRA exemption reduces taxable income; The income tax calculates the total tax. India Guide 2026.

HRA exempt depends on rent, basic salary and city (metro or not).

Income tax compares new vs old regime on total income.

First calculate exempt HRA, then subtract income tax income (old regime).

Use tool A — HRA Calculator India Use tool B — Income Tax India
↗ Vista rápida A ↗ Vista rápida B

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