PMI calculator — private mortgage insurance

Estimate monthly PMI from home price, down payment and PMI rate. Free US private mortgage insurance calculator.

Home price ($) Down payment ($) Annual PMI rate (%)

LTV · monthly PMI estimate

Educational estimate only — not tax, legal or financial advice. State taxes, deductions and filing status change results. Confirm with a tax professional or IRS.gov.

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FAQ

When is PMI required?

Often when conventional LTV is above 80% (less than 20% down).

Can PMI be removed?

Typically when you reach ~20% equity — confirm with your servicer.

Free?

Yes.